SKEL

Some of the packages will install files and folders in /etc/skel
Some of the packages will install files and folders in /etc/skel. The system will not use those unless you copy/paste them over to your home directory. This folder is used to create your home directory when installing from an iso. Skel stands for skeleton.
Type the command

skel

in your terminal to copy all files and folders to your home directory.
Here you can find everything you need to know about skel.
Bupskel is also interesting to know.
Here you can find everything you need to know about bupskel.